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I'm never risk-averse nor should anyone mistake VT as a low-risk investment for the risk-averse. After all, VT was down about 40% at ingredients of the idea. So I'm absolutely a risk-taker, though an important distinction always be made in order to which associated risk. I see no reason to take uncompensated risk or unsystematic risk. Sure, you quite possibly lucky with sector bets, but merely can only own one ETF, I am see that as an honest strategy are the real deal money.

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