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It boggles my head how many folks have no idea what a Roth IRA is. They only assume the only tax efficient strategy to invest is through company sponsored 401k plans. Oh how people are mistaken! Roth IRA's are the bread and butter of any wise investment plan. Moment has come the only investment vehicle where you invest post-tax dollars and will not be taxed again on their own money you initially put in or future earnings.

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